GROUP EMERGENCY MEDICAL & EVACUATION INSURANCE (insured by TUGO).
Your trip now includes EMERGENCY MEDICAL and EVACUATION INSURANCE for acute, sudden and unexpected sickness or injury for visitors and Canadians. This coverage includes ambulance evacuation to a hospital as well as hospital and physician charges. Medical claims do require that you be seen by a physician.
This insurance becomes activated when you visit a doctor in Canada for a post injury examination. This covers the evacuation expenses and associated medical costs in Canada only.
Coverage is provided for ALL guests on a mandatory basis for Emergency Medical Services, Ambulance, (including Helicopter evacuation to hospital and/or ground ambulance to) due to sickness or injury. While an injury is the most obvious concern for most guests, it is important to know that sickness and/or quarantine are covered.
Medical Evacuation Coverage Details
Travelling Canadians: Sum Insured $5,000,000 CAD Deductible $0 Visitors to Canada (any international guest): Sum Insured $ 200,000 CAD Deductible $0
If the guest has a pre-existing medical condition these terms will apply to the condition.
It is highly recommended that all guests purchase Trip Cancellation/Interruption Insurance (this is NOT included in your trip as it is based on individual circumstances such as trip price, your age etc). Please pay special attention to our Terms and Conditions.
We understand that occasionally events occur that prevent you from joining us. What can happen? Missed connections, schedule changes, your own accident or injury, a travel companion or family member becomes ill, natural disasters, or even loss of employment. These events could cause you to cancel your trip or cause a disruption.
Cancellation insurance will insure the non-refundable travel costs before you depart. Generally, Trip Cancellation costs about 5% of your trip cost and it's worth the peace of mind.
Interruption insurance covers off your lost trip and unexpected out of pocket costs if your trip is interrupted after you start your trip.
Note that inclement weather, poor conditions, or dangerous terrain/conditions are not covered by insurance providers.
PLEASE NOTE: If you have any trouble booking cancellation/interruption insurance, please give us a call and we will try to assist with the process via the carrier.
COVID -19 is a known pre-existing risk that carries an exclusion endorsement on policies effective March 4, 2020 (meaning it is not covered by the above medical insurance). As the global pandemic situation unfolds over the coming months this exclusion is subject to change. Please see our COVID policy here.
New entry requirements are now in effect. Visa-exempt foreign nationals require an Electronic Travel Authorization (eTA) to fly to or transit through Canada. (US Citizens do not require an eTA).
Be prepared: Apply for an eTA as soon as possible. Most applicants are approved within minutes. However, there is the possibility of a delay or a denial.
It is recommended you arrange your eTA as soon as possible to pre-determine your entry status.
Snowwater is not responsible, or liable to make any refunds, for guests who are denied an eTA, or entry in Canada for any reason. Note that a denied or delayed eTA or denied entry at the Canadian Border is not covered by Travel Insurance.